Born in Annapolis, Maryland, Robert has lived on St. Simons Island for 40 years. After graduating from Elon University in 1978, he began a career in community banking. That career spanned 35 years. Robert has been very active in the community having served as past-president of the local chapters of the American Cancer Society and the American Red Cross. He served as a director of the St. Simons Rotary Club and completed an eight year term on the Glynn County Airport Commission. Robert and his wife Patti have two children, Robbie and Emily, both of which reside on St. Simons. Robert is a member of the St. Simons Presbyterian Church and is an avid hunter, golfer, and tennis player. Robert's years in banking included managing large real estate portfolios. His extensive real estate background, including his understanding of the local real estate market and his thorough understanding of lending, puts him in a unique position to serve his clients.