{"id":346693,"date":"2026-05-01T01:34:00","date_gmt":"2026-05-01T05:34:00","guid":{"rendered":"https:\/\/blog.sothebysrealty.com\/?p=346693"},"modified":"2026-09-03T16:03:04","modified_gmt":"2026-09-03T20:03:04","slug":"luxury-lens-how-much-wealthier-does-buying-a-home-earlier-in-life-make-you","status":"publish","type":"post","link":"https:\/\/www.sothebysrealty.com\/extraordinary-living-blog\/luxury-lens-how-much-wealthier-does-buying-a-home-earlier-in-life-make-you\/","title":{"rendered":"Luxury Lens: How much wealthier does buying a home earlier in life make you?"},"content":{"rendered":"\n

Quite a lot, it turns out.<\/p>\n\n\n\n

\"Infographic<\/figure>\n\n\n\n

<\/p>\n\n\n\n

Purchase a home by age 30 and your net worth will be 22.5% higher by the time you turn 50, according to the \u201c2026 Generational Wealth & Housing Report,<\/a>\u201d published March 12, 2026, by Realtor.com\u00ae.<\/p>\n\n\n\n

Wait until your mid-thirties (between the ages of 33 and 37) and that wealth boost shrinks to 11.2%, according to the study, dropping to just 1.5% when buying for the first time aged 38-42 and zero if you become a homeowner beyond your 43rd birthday.<\/p>\n\n\n\n

\"Infographic:<\/figure>\n\n\n\n

However, all U.S. homeowners are significantly wealthier than renters. The average net worth of homeowners was 38 times greater than renters of the same age between 1989 and 2022, shows Realtor.com analysis of the \u201cSurvey of Consumer Finances,\u201d published by the US Federal Reserve Board on November 2, 2023.<\/p>\n\n\n\n

And Realtor.com also reports that children raised in homeowner households are 18.4% more likely to become homeowners by age 35 than those brought up in renter households.<\/p>\n\n\n\n

Cover Property: Studio City, California<\/a><\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

Quite a lot, it turns out. Purchase a home by age 30 and your net worth will be 22.5% higher by the time you turn 50, according to the \u201c2026 Generational Wealth & Housing Report,\u201d published March 12, 2026, by Realtor.com\u00ae. Wait until your mid-thirties (between the ages of 33 and 37) and that wealth […]<\/p>\n","protected":false},"author":232770370,"featured_media":346698,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"advanced_seo_description":"","jetpack_seo_html_title":"","jetpack_seo_noindex":false,"jetpack_seo_schema_type":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_wpcom_ai_launchpad_first_post":false,"_jetpack_feature_clip_id":0,"_jetpack_hide_featured_image":false,"_jetpack_featured_image_duplicate_dismissed":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[1561,1403],"tags":[1423],"class_list":["post-346693","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-luxury-lens","category-market-insights","tag-california"],"jetpack_likes_enabled":false,"jetpack_shortlink":"https:\/\/wp.me\/pf4gbL-1sbP","jetpack-related-posts":[{"id":347187,"url":"https:\/\/www.sothebysrealty.com\/extraordinary-living-blog\/luxury-lens-where-in-the-world-are-the-ultra-wealthy-moving-to\/","url_meta":{"origin":346693,"position":0},"title":"Luxury Lens: Where in the world are the ultra-wealthy moving to?","author":"Kate Marburger","date":"June 18, 2026","format":false,"excerpt":"The ultra-wealthy\u2014those with a net worth of US$30M+\u2014are highly mobile. Almost one in five live outside the country they were born in, according to \u201cGlobal Citizens: Entrepreneurship, Mobility and the Ultra Wealthy,\u201d published April 22, 2026, by Altrata. This slice of the world\u2019s ultra-wealthy population is fueling demand for luxury\u2026","rel":"","context":"In "Luxury Lens"","block_context":{"text":"Luxury Lens","link":"https:\/\/www.sothebysrealty.com\/extraordinary-living-blog\/category\/market-insights\/luxury-lens\/"},"img":{"alt_text":"The facade of a three-story home in London, England","src":"https:\/\/i0.wp.com\/www.sothebysrealty.com\/extraordinary-living-blog\/wp-content\/uploads\/2026\/06\/London.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.sothebysrealty.com\/extraordinary-living-blog\/wp-content\/uploads\/2026\/06\/London.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.sothebysrealty.com\/extraordinary-living-blog\/wp-content\/uploads\/2026\/06\/London.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.sothebysrealty.com\/extraordinary-living-blog\/wp-content\/uploads\/2026\/06\/London.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/www.sothebysrealty.com\/extraordinary-living-blog\/wp-content\/uploads\/2026\/06\/London.jpg?resize=1050%2C600&ssl=1 3x, https:\/\/i0.wp.com\/www.sothebysrealty.com\/extraordinary-living-blog\/wp-content\/uploads\/2026\/06\/London.jpg?resize=1400%2C800&ssl=1 4x"},"classes":[]},{"id":347729,"url":"https:\/\/www.sothebysrealty.com\/extraordinary-living-blog\/luxury-lens-where-will-the-next-wave-of-wealth-come-from\/","url_meta":{"origin":346693,"position":1},"title":"Luxury Lens: Where will the next wave of wealth come from?","author":"Kate Marburger","date":"August 7, 2026","format":false,"excerpt":"Wealth creation doesn\u2019t stand still. As new fortunes are made, where that wealth resides also changes. Two recent reports offer a snapshot of the globe\u2019s most affluent locations today\u2014and where they could be in the future. North America currently hosts the greatest store of global wealth, with high-net-worth individuals (HNWIs)\u2026","rel":"","context":"In "Luxury Lens"","block_context":{"text":"Luxury Lens","link":"https:\/\/www.sothebysrealty.com\/extraordinary-living-blog\/category\/market-insights\/luxury-lens\/"},"img":{"alt_text":"Patio and pool at sunset with ocean in the background at a home in Tinos, Greece.","src":"https:\/\/i0.wp.com\/www.sothebysrealty.com\/extraordinary-living-blog\/wp-content\/uploads\/2026\/08\/Greece.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.sothebysrealty.com\/extraordinary-living-blog\/wp-content\/uploads\/2026\/08\/Greece.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.sothebysrealty.com\/extraordinary-living-blog\/wp-content\/uploads\/2026\/08\/Greece.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.sothebysrealty.com\/extraordinary-living-blog\/wp-content\/uploads\/2026\/08\/Greece.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/www.sothebysrealty.com\/extraordinary-living-blog\/wp-content\/uploads\/2026\/08\/Greece.jpg?resize=1050%2C600&ssl=1 3x"},"classes":[]},{"id":348331,"url":"https:\/\/www.sothebysrealty.com\/extraordinary-living-blog\/luxury-lens-what-is-the-true-value-of-luxury-living\/","url_meta":{"origin":346693,"position":2},"title":"Luxury Lens: What is the true value of luxury living?","author":"Kate Marburger","date":"October 12, 2026","format":false,"excerpt":"The wealthy are increasingly seeking homes in multiple jurisdictions. Choosing the right location means understanding the cost of luxury living across leading global destinations. Two new datasets can help with that. First up, the Julius Baer Lifestyle Index, featured in the Global Wealth and Lifestyle Report 2026 published by Julius\u2026","rel":"","context":"In "Luxury Lens"","block_context":{"text":"Luxury Lens","link":"https:\/\/www.sothebysrealty.com\/extraordinary-living-blog\/category\/market-insights\/luxury-lens\/"},"img":{"alt_text":"Luxury waterfront residence at sunset featuring a modern stone-and-glass home overlooking the water. 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Liquid and transferable, investable wealth is easily deployed into new assets\u2014like luxury real estate. There are 16 million people worldwide who hold at least US$1M each in investable wealth, according to \u201cInvestable Assets of the Global Wealthy,\u201d a report published on December 9,\u2026","rel":"","context":"In "Luxury Lens"","block_context":{"text":"Luxury Lens","link":"https:\/\/www.sothebysrealty.com\/extraordinary-living-blog\/category\/market-insights\/luxury-lens\/"},"img":{"alt_text":"Estate in San Luis Obispo, California","src":"https:\/\/i0.wp.com\/www.sothebysrealty.com\/extraordinary-living-blog\/wp-content\/uploads\/2026\/03\/SLO-Header.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.sothebysrealty.com\/extraordinary-living-blog\/wp-content\/uploads\/2026\/03\/SLO-Header.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.sothebysrealty.com\/extraordinary-living-blog\/wp-content\/uploads\/2026\/03\/SLO-Header.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.sothebysrealty.com\/extraordinary-living-blog\/wp-content\/uploads\/2026\/03\/SLO-Header.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/www.sothebysrealty.com\/extraordinary-living-blog\/wp-content\/uploads\/2026\/03\/SLO-Header.jpg?resize=1050%2C600&ssl=1 3x, https:\/\/i0.wp.com\/www.sothebysrealty.com\/extraordinary-living-blog\/wp-content\/uploads\/2026\/03\/SLO-Header.jpg?resize=1400%2C800&ssl=1 4x"},"classes":[]},{"id":347480,"url":"https:\/\/www.sothebysrealty.com\/extraordinary-living-blog\/luxury-lens-is-upsizing-until-its-time-to-downsize-a-thing-of-the-past\/","url_meta":{"origin":346693,"position":4},"title":"Luxury Lens: Is upsizing until it\u2019s time to downsize a thing of the past?","author":"Kate Marburger","date":"July 17, 2026","format":false,"excerpt":"Quite possibly. 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